Togethrust
About

The tontine,
reinvented.

A centuries-old financial tradition, with today's banking guarantees.

Our mission

Let everyone save with the people they trust — without risk, without paperwork.

The tontine has existed for centuries. Every month, a circle of friends or relatives pools money and one member receives the pot. Everyone saves, everyone receives, in turn.

The problem: trust alone is no longer enough when money is involved. Togethrust adds the missing structure — acknowledgement of debt, segregated accounts, debt collection, regulatory oversight — so the tradition stays smooth and safe.

Our story
2022
The idea

Three founding friends realise their parents have run tontines for 30 years, without ever having a legal framework.

2023
HEC incubation

Togethrust joins the HEC Paris incubator, then Station F. First platform prototype with 50 testers.

2024
ORIAS registration

Obtains Crowdfunding Intermediary status (no. 24006639). Banking partnership signed.

2025
Public launch

Opens to the general public in France. Over 800 tontines launched in 6 months.

Our values
Trust

We don't ask people to trust. We make trust verifiable.

Restraint

No subscription, no hidden fees, no add-on products. A single commission at launch.

Heritage

A tradition entire generations have kept alive. We extend it, we don't replace it.

By the numbers
800+
tontines launched
6,200
active members
€2.4M
contributions managed
0
uncovered default
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