Togethrust

Secure your tontines
with your circle

Create a tontine How it works
« Everything became so much easier with Togethrust: the tracking, the reminders, and above all the security. »
C
Camille D.
Managed her tontines on WhatsApp for 9 years
9:41●●●
STEP 1
Create your account
Full name
Email address
ID document verified
Create my account
STEP 2
Invite your circle
Add by email…
A
Aïssatou D.
Joined · rank 1
M
Mamadou S.
Joined · rank 2
K
Kévin R.
Invitation sent
F
Fatou N.
Invitation sent
2 of 12 have joined
STEP 3
Contribute every month
YOUR CONTRIBUTION
300 €
Card •••• 4242Edit
Contribute now
STEP 4
Receive the pot
TRANSFER RECEIVED
3 600 €
Credited to your account
"Family" tontine · round 2/12
The real question

Why is it safe?

Identity verification

ID and proof of address checked in 2 minutes. Every member is identified, just like at the bank.

Segregated funds

Your tontine's money moves securely between your bank accounts through our licensed partner. It never passes through Togethrust's accounts.

Fund protection

Your money is protected in the event of a tontine failure thanks to an acknowledgement of debt and a partnership with a debt-recovery company.

Transparency

Contributions, payouts, dates. You see everything from your phone, like a bank statement.

Regulated activity

We are registered with ORIAS as a Crowdfunding Intermediary (no. 24006639) and supervised by the Banque de France.

How it works

Like your tontine of before.

Minus the hassle.

01

Invite your circle

Family, friends, colleagues. Email invitations. Identity check in 2 minutes.

02

Contribute regularly

Every week or every month. By card or SEPA direct debit.

03

Each receive in turn

The order is drawn at random or agreed together. The pot is distributed to your secure wallet.

Testimonials

Why they chose Togethrust.

Lived through a tontine failure

« My mother ran tontines her whole life, but she once went through a failure. When I set up mine, I wanted the human side without the risks. The guarantee fund and the acknowledgement of debt convinced me. If someone doesn't pay, it's no longer up to me to chase after them. »

G
Gladys M.
Account manager · Courbevoie
Bank compliance

« When I received my €4,800 tontine, my bank asked me to justify the source of the funds, otherwise they would freeze the account. I sent the loan contract generated by Togethrust with their ORIAS registration. The advisor approved it in two days. Before, I'd have been in trouble. »

S
Steve K.
Information consultant · Bobigny
Simplified management

« Nine of us were struggling with a shared Excel sheet that was never up to date. Since moving to Togethrust, no more arguments about who owes what. Everyone sees their position, the contribution schedule, the history. What took me two hours a month now takes five minutes. »

F
Fatou N.
Receptionist · Ivry
Fee simulator

Calculate your fees.

Commission
Members12
Monthly contribution300 €
Your position
Fee at position 1
12.00 €
soit 4.00% of your contribution.
Charged only on your first contribution.
Degressivity of fees per rank
Total pot: 3,600 €.

Create your
secure tontine
in 3 minutes.

Create a tontine